Authorize.net vs. BlueSnap: Comparing Payment Gateway Features and Pricing Options

Introduction

When it comes to accepting online payments, having a reliable and secure payment gateway is crucial for any business. Two popular options in the market are Authorize.net and BlueSnap. In this blog post, we will compare their features and pricing options to help you make an informed decision for your business.

Features Comparison

1. Payment Options

Authorize.net:
– Supports credit card payments, e-checks, and digital payment methods.
– Provides seamless integration with your website and supports recurring billing.

BlueSnap:
– Offers a global payment gateway that supports over 100 different payment types.
– Provides a localized checkout experience for international customers.

2. Security

Authorize.net:
– Utilizes advanced fraud detection tools to protect against fraudulent transactions.
– Offers Address Verification System (AVS) and Card Code Verification (CVV) to enhance security.

BlueSnap:
– Provides built-in fraud prevention tools to protect against chargebacks and other fraudulent activities.
– Offers tokenization and encryption to safeguard sensitive customer data.

3. Integration

Authorize.net:
– Offers a wide range of integration options with popular e-commerce platforms, shopping carts, and payment plugins.
– Provides a developer-friendly API for custom integrations.

BlueSnap:
– Offers a robust API and SDKs for easy integration with various platforms and systems.
– Supports integrations with popular e-commerce platforms like Shopify, WooCommerce, and Magento.

Pricing Comparison

Authorize.net Pricing

– Setup Fee: $49
– Monthly Gateway Fee: $25
– Transaction Fee: $0.10 to $0.30 per transaction, depending on the plan you choose.

BlueSnap Pricing

– Setup Fee: None
– Monthly Gateway Fee: Depend on your business’s specific requirements and volume.
– Transaction Fee: Transparent pricing based on your business needs.

Note: Pricing details may vary, so make sure to visit the respective websites for the most up-to-date information.

Frequently Asked Questions (FAQs)

1. Can I use Authorize.net or BlueSnap for international transactions?

Both Authorize.net and BlueSnap support international transactions. However, BlueSnap offers a more global approach by supporting a wide range of local and alternative payment methods that can help you cater to an international customer base.

2. Which payment gateway offers better security?

Both Authorize.net and BlueSnap prioritize security and offer robust security features. Authorize.net focuses on fraud detection tools and verification systems, while BlueSnap provides advanced fraud prevention tools, encryption, and tokenization to enhance security.

3. Does either payment gateway provide recurring billing options?

Yes, both Authorize.net and BlueSnap support recurring billing. This feature allows you to automate recurring payments for subscription-based services or membership websites.

4. Can I integrate these payment gateways with my existing e-commerce platform?

Yes, both Authorize.net and BlueSnap offer a wide range of integration options with popular e-commerce platforms and shopping carts. They also provide APIs and SDKs for custom integrations.

5. What are the setup fees and transaction fees for Authorize.net and BlueSnap?

Authorize.net charges a one-time setup fee of $49 and a monthly gateway fee of $25. Their transaction fees range from $0.10 to $0.30 per transaction, depending on the plan you choose.

BlueSnap, on the other hand, does not charge any setup fees. Their monthly gateway fees and transaction fees vary based on your business’s specific requirements and transaction volume.

Conclusion

Choosing the right payment gateway is crucial for your business’s success. Both Authorize.net and BlueSnap offer robust features and security measures. Consider your specific business needs, international reach, and pricing structures when making a decision. Take advantage of the trial periods offered by these payment gateways to test their functionality and compatibility with your existing systems.